Motor Club Of America Benefits : Memebership Plans


We all know how life happens. Cars run out of gas, batteries die, and even the safest of drivers get into both major and minor car accidents. When the unexpected happens, rest assured knowing that Motor club of America  has you covered. Regardless of what the case is, rely on MCA to deliver peace of mind when you need it the most.

The membership plans from Motor Club of America provide the service you deserve, and the peace of mind you most desperately want when the unexpected occurs at home, on the road or at the job. Your coverage is not only limited to roadside assistance, but you also have the added assurance of personal accidental coverage, emergency room benefits, discounts on prescription drugs, dental care and vision care. Help is literally a phone call away.

MCA provides top notch customer service and a variety of packages to best suit your needs and budget. When you join MCA, you are in good company…over 7,000,000 motorists rely on MCA’s 86 years of experience to protect them.

When you purchase a Security plan from Motor Club Of America, your coverage begins 24 hours after your payment has been processed. As a member, you’re never locked into a contract. Members are welcome to cancel their accounts at anytime, without any hidden or cancellation fees. Full refunds are granted within 72 hours, and half refunds are granted within 30 days of activating your membership.

UNLIMITED Security Roadside Assistance As a member of our Security plan, you will receive unlimited roadside assistance, unlike our competitors which will only provide you 2-4 service calls per year. Unlimited roadside assistance means 1 service call per day throughout the entire year. If we’re unable to get your 4 wheel passenger vehicle back on the road safely, it will be towed to the nearest service facility. You will also receive unlimited lockout service, unlimited fuel delivery, unlimited tire changing, and unlimited battery boosting. As a member of our Security plan, you will not have to pay out of pocket with reimbursement hold times unless you prefer to have your vehicle towed to the destination of your choice. All you’ll have to do is sign the required paperwork and you’re good to go. Our unlimited roadside service protects you, not your vehicle. What that means is no matter who’s vehicle you’re driving, you can always give us a call if you need assistance. By upgrading to our Total Security plan, MCA will also pay up to $100.00 to provide Emergency Road Service on RVs, Motorcycles, Trailers, and vehicle’s with a load capacity of 1 ton or greater. With our Total Security plan, you may also have your 4 wheel passenger vehicle towed to anywhere you desire, not just the nearest service facility.

Travel Assistance Reimbursement
When a members vehicle is disabled in an auto accident, Motor Club of America will reimburse up to $500.00 for a rental car, lodging, or meals if the incident happened more than 50 miles away from the registered home address on your account. To be reimbursed, simply give us a call to receive your claim form, and submit the required information to us within 90 days.

Planning and Travel Reservations MCA offers free and easy to read, step by step computerized mapping services free of charge to our members. Simply fill out a Travel information card or give us a call. This includes places of interest, resort, motel and hotel information found along your route. You also have a one-stop reservation service for airline travel, car rental, and hotel discounts.

Arrest Bonds
Your Motor Club Membership card may be used in lieu of cash bail up to $500.00 when involved in a traffic violation. Although this certificate will be accepted in many states, in some states arrest bond certificates are not acceptable. In Maryland the certificate is acceptable for $1,000.00, and in other states they are accepted for lesser amounts than $500.00. Simply give us a call at the toll free number located on the back of your membership card to receive the assistance you need.

Bail Bonds
MCA will arrange up to a $25,000.00 bond to release you from incarceration if you’re driving a vehicle and charged with a moving traffic law violation such as vehicular manslaughter or auto related negligent homicide. Simply call the toll-free number on the back of your membership card to receive assistance. Our legal department will provide the best assistance possible to release you from incarceration.

Attorney Fees
Motor Club of America will pay up to $2,000.00 for your attorney to defend you against police charges resulting from driving your covered auto:

  • 1. Up to $200.00 for covered moving violations (non-criminal)
  • Up to $500.00 covered auto related personal injury matters
  • Up to $500.00 covered vehicle damage issues
  • Up to $2,000.00 covered negligent homicide | vehicular manslaughter

Stolen Vehicle Reward
MCA will pay a $5,000.00 reward to the law enforcement agency or individual responsible for providing the accurate information leading to the arrest and conviction of the person(s) responsible for the crime. The reward is not payable to you, your family, or other members on your MCA membership account.

Credit Card Protection
Identity theft has become more prevalent. If you ever become a victim, MCA will cover financial losses of up to $1000.00 plus work with you to help you recover from the act.

Hotel | Rental Car | RX | Vision | Dental
Our discount card is an easy way to help you and your family receive discounts on all of your Prescription, Vision, Dental needs, Hotel, and Rental Car needs. You received a unique membership card allowing you to receive up to:

  • 65% discount on prescriptions at the most popular pharmacies
  • 50% off dental procedures
  • 50% off eye wear and eye exams
  • 50% off rental cars at all of the most popular rental car agencies
  • 15% off major hotel and motel chains

Emergency Reimbursement Benefits
Members receive up to $500.00 in emergency cash for Emergency Room or Trauma Center treatment. This benefit will only be covered due to injury in a covered accident. Includes up to $100.00 in cost for each of the following:

  • Cast or Splints
  • Ambulance Service
  • Anesthetics
  • X-Rays
  • ER Facility

Daily Hospital Benefit
Receive up to $54,750.00 in hospital cash benefits. That means as a member, you will receive $150.00 per day beginning the first day you are hospitalized as a result of a covered accident. MCA will cover your hospital stay up to 365 consecutive days. Once discharged, you have up to 90 days to file a claim.

Accidental Death Benefit
As a member, you may enroll, free of charge, in our $10,000 Accidental Death Coverage. You may upgrade to our Total Security package to receive additional coverage up to $50,000.

  • The coverage election form must be completed and returned to our corporate office before coverage goes into effect.


Price: $9.95 Per Month

Every benefit listed above is included in your Security membership. MCA requires your first and last month of of service to be paid at checkout. Once payment is received, your Security membership is active 24 hours later. Your membership & discount card will arrive to your home or office within 10 business days. If you need roadside assistance before then, please use your provided member ID number.

Requires first and last months payment at checkout

Today’s Total: $19.90


Price: $19.95 Per Month

Offers the same coverage as our Security package with the following additional benefits:

Covers RVs, Motorcycles, Trailers, and vehicle’s with a load capacity of 1 ton or greater

Up to 100 miles of towing included to the destination of your choice, not just the nearest service facility

As a member, you may enroll, free of charge, in one of three Accidental Death coverage’s to suit your needs
1. You, as named member, up to $50,000
2. You and your spouse, up to $25,000 each, plus job retraining is available for surviving spouse in many cases
3. You for up to $30,000, your spouse for up to $15,000, and your children up to $3,500 each. Optional benefits include job retraining for surviving spouse, continuing child care and continuing education support.

The coverage election form must be completed and returned to our corporate office before coverage goes into effect.

Earn $80.00 Per Referral

Requires first and last months payment at checkout

Today’s Total: $39.90


Price: $39.99 Per Month

Offers the same coverage as our Security & Total Security packages with the following additional benefits:

Hearing Care – Access to top hearing care specialist with pre-negotiated savings.

Surgical Specialist Network – Our members have access to leading surgical specialists with expertise in the latest technologies at pre-negotiated savings of up to 50% off.

Physicians Network – Pre-negotiated prices at over 410,000 physicians with savings of up to 30% off.

Doctor Virtual House Call Registry – With WellDynes convenient telephone medical consultation service for a ($35 records fee) and enjoy direct access to top doctors around the clock. Doctors are available by phone or online 24 hours a day, including holidays, evenings, and weekends. Doctors give expert medical advice, diagnose medical problems, and even prescribe medication, when appropriate, for a nominal fee. 

Healthy Living – We provide you access to fine quality discounted diabetic supplies, vitamins, minerals, herbs and nutritional supplements, as well as, savings on a wide range of daily living aids.

Health Care Assurance – You are provided with access to personalized attention from a patient advocate, to help with medical bill questions and negotiations. Members often receive significant reductions on medical bills without adverse effects on credit reports.

Imaging and MRI – Our members are provided with access to superior MRI and imaging facilities at pre-negotiated prices.

Lab Testing Service – You are provided with access to the nation’s top lab facilities with up to 50% off in savings on testing that can be ordered online and then conveniently completed at a nearby top testing location.

Our MCA Platinum package also offers up to a 10% discount on routine auto-related maintenance services, including brake work, mufflers, wheel alignment, transmission work and much more! You are welcome to choose from a nationwide network of over 6,000 auto repair shops and service centers, including:

• Precision Auto Care
• AAMCO Transmissions
• Meineke Discount Muffler Shops
• Indy Lube
• Procare
• Transmission USA
• Oil Changer
• Milex
• Mr. Transmission
• Multistate Transmission
• Alta Mere Industries
• All Tune & Lube
• Safelite Autoglass
• Strauss Discount Auto
• Tuffy Auto
• Monroe/Speedy
• MAACO Paint & Body Shops
• Jiffy Lube

and thousands of others around the country! To receive the 10% discount, members must give us a call and we will set up an appointment with the chosen service center.

Earn $80.00 Per Referral

Requires first and last months payment at checkout

Today’s Total: $79.98




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